A status which indicates that the repayments on a particular account are currently overdue. Delinquent is the stage before default or foreclosure – and any accounts currently in delinquency will negatively affect your credit score. Loss of Use The written contract of insurance.
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The exact date that a public record was awarded to an individual or business. Acceleration Clause - The part of a contract that says when a loan may be declared due and payable. An end user is the party (either a business or individual) who requests a copy of another consumer’s credit report. The end-user then uses this information for decision making purposes.
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Court Bonds - All bonds and undertakings required of litigants to enable them to pursue certain remedies of the courts. Rider. An amendment to a policy that modifies the policy by expanding or restricting its benefits or excluding certain conditions from coverage. An example of a rider is additional insurance for valuables such as jewelry. Writ of Replevin
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Geographical Code Optional coverage that helps pay rental vehicle costs when your insured vehicle is disabled as the result of a covered accident or loss. Available to most policyholders for an additional premium. FAIR Plan. A program to provide homeowners insurance coverage to individuals who have been refused coverage by at least three insurance companies.